⚠ PER-SETTLEMENT TERMS · NO LEAD FEES · NO LOCK-IN

Leads you'd actually
ring back.

You've bought leads before. Shared five ways, numbers made up, half the phones ring out. We built the opposite: exclusive, consented enquiries from people who just did their own maths — optionally verified against their actual bank data before you dial.

THE PRODUCT

This is what lands in your inbox.

Every enquiry comes from someone who worked through our refix or first-home tool, saw their own numbers, and explicitly asked for one adviser to call. No incentives, no competition prizes, no "win a $500 voucher" traffic. The consent record is timestamped and attached — yours to keep for your file.

Toggle to see the difference. Verified leads have connected their bank via Akahu (read-only, open banking) — income and balances confirmed before you spend a minute on them.

LEAD #0041 — EXCLUSIVE TO YOU
Sarah M. · 0221 ··· ···
✓ AKAHU-VERIFIED
SegmentRefix — rolling off fixed
Loan balance$517,240 · bank-verified
Current rate / expiry6.85% · expires 14 Nov 2026
Property value (est.)$780,000 · 66% LVR
Stated goalLower repayments, open to switching
RegionCanterbury
Contact windowWeekdays after 5pm
Consent✓ RECORDED 02/07/2026 19:42:11 NZST
Income and loan figures confirmed read-only via open banking before this lead reached you. You're ringing someone whose numbers are already real.
Illustrative sample — not a real consumer.
THE TERMS

You pay when it settles. Not before.

One flat fee per settled loan — nothing per lead, nothing monthly, no lock-in. Every unconverted lead costs you a phone call, not a cent. We carry the acquisition risk because we're confident in the funnel, and we want the settlement data as much as you want the clients. Settlements are self-reported under the adviser agreement, with light audit rights both ways — and we follow up every lead ourselves a few weeks in, so both sides are always looking at the same numbers.

You'll see the exact per-settlement fee in the agreement when you register — no surprises, and nothing to pay until a lead of ours actually settles.

THE RULES

Five promises, in writing.

Exclusive, forever
One lead goes to one adviser. We never resell, re-run, or 'age out' a lead to someone else — even if you don't convert it.
Your region, ringfenced
Leads are assigned by region, so an enquiry only ever reaches an adviser covering that patch.
Dead lead, free replacement
Wrong number, fake name, no response to three attempts within 7 days — flag it and it's replaced, no argument.
You grade every lead
A 10-second rating after each first call, and the outcome when it's known — including settlements, which is how the per-settlement fee stays honest. We follow up leads directly too, so the numbers reconcile.
Consent you can file
Every lead carries a timestamped, IP-logged consent record naming you as the receiving adviser. Privacy Act clean, audit ready.
Walk away anytime
No contract term, no minimum volume, no exit fee. If the leads aren't worth the fee, stop — that's our problem to fix.
THE PIPELINE

From their maths to your phone.

01
They do the numbers
A borrower works through the refix or first-home tool. No sign-up, nothing captured — the calculator runs in their browser.
02
They opt in
If the numbers are worth acting on, they ask for one adviser to call. Consent is explicit, timestamped, and names the handoff.
03
They verify (optional)
An Akahu link confirms income and balances read-only in ~60 seconds. Verified enquiries are flagged and prioritised.
04
You get the dossier
Exclusive assignment by region, straight to your inbox. You call within one working day — that's your only obligation.
JOIN THE PANEL

Join the panel. Your region, exclusive leads.

Register and review the terms to join the panel for your region. We verify every applicant on the FSP register before terms are agreed — this is a panel of licensed advisers, not a mailing list. Claim your profile in about five minutes — details, terms, your track record, and your existing reviews.

Claim your profile →No lock-in · pay per settlement